Hard Money Loans and Private Lenders in Charleston, SC

Lending in Charleston

Since we are based out of Charleston, SC we have the ability to close local Charleston area loans very quickly!

Unlike the banks we do not have the stringent requirements because hard money loans focus on the asset you are putting up as collateral, rather than your credit score. This also makes the funding and closing process a lot quicker - approx 10 days.

Please use the application on this page and provide details about transaction in your message along with any additional property addresses involved in the transaction. We'll review the information and get back to you within 1-2 hours during business hours or typically within same day on the weekends.

We can currently fund loans from $10,000 to $1,000,000

Financing Requirements

  • No Credit Score Requirements!
    No score is too low! Private Lenders focus on the collateral property rather than your credit score.
  • No Upfront Fees
    We don't charge anything to start working with you and only get paid once the loan closes.
  • LTV up to 65%
    We can use multiple properties and/or a downpayment if needed to lower the LTV value of the loan.
  • Loan term 1 - 3 years
    Our hard money loans have up to a 3 year term with monthly interest only payments.
 

    LOAN APPLICATION

    Your Name

    Your Phone

    Your Email

    Property Address

    Loan Amount

    Details

    How Did You Find Us?

     

    Property Types

    • Residential Investment Properties
    • Commercial Properties
    • Duplexes & Multifamily Homes
    • Mobile Home Parks
    • Mobile Home Rentals
    • Vacant Land Lots
    • Raw Land

    Loan Types

    • Purchase Loans
    • Refinance Loans
    • Cash-out / HELOC Loans
    • Fix & Flip Loans
    • Construction Loans
    • Business Loans
    • Any loan secured by non-owner occupied real estate
    Cash out loans up to 65% LTV

    Recent Loans in the Charleston, SC area:

    Loan Amount Property Type Location Date
    $544,000.00 Mobile Home Park Purchase Ravenel, SC Oct 2015
    $156,000.00 Commercial Property Refinance North Charleston, SC Aug 2015
    $48,424.00 Fix & Flip, Purchase Only Charleston, SC April 2015
    $926,000.00 Payroll, Business Operations Sullivans Island, SC March 2015
    $21,000.00 Mobile Home Cash-Out Awendaw, SC Jan 2015
    $44,000.00 SFH Rental – Cash Out James Island, SC Jan 2015
    $310,000.00 Raw Land / Commercial, Cash Out Ridgeland, SC Dec 2014
    $76,000.00 3x SFH Rentals, Cash Out, Business Cash Flow N. Charleston, SC Nov 2014
    $585,000.00 Restaurant Purchase Ridgeland, SC Aug 2014
    $590,000.00 Raw Land / Commercial - Tech Startup Launch Charleston, SC May 2014

    Closed Loans

    On the left you'll see some of the loans we've closed in the Charleston, SC area. These include mobile home park refinance and a business cash flow loan in North Charleston and fix and flip loans in Charleston, SC. Not every loan is listed, we've also secured private lender funding for fix and flip deals in Mt. Pleasant and throughout the Charleston, SC area.

    Apply today so we can start working on funding your next project today!

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